My books

Cloudmoney (2022)

Published by Penguin in the UK, and Harper Business in the US. (Also available in German, Spanish, Dutch, Italian, Brazilian Portuguese, Korean).

The reach of Corporations into our lives via cards and apps has never been greater; many of us rarely use cash these days. But what we’re told is a natural and inevitable move is actually the work of powerful interests. And the great battle of our time is the battle for ownership of the digital footprints that make up our lives.

In Cloudmoney, Brett Scott tells an urgent and revelatory story about how the fusion of Big Finance and Big Tech requires “cloudmoney”—digital money underpinned by the banking sector—to replace physical cash. He dives beneath the surface of the global financial system to uncover a long-established lobbying infrastructure: an alliance of partners waging a covert war on cash. He explains the technical, political, and cultural differences between our various forms of money and shows how the cash system has been under attack for decades, as banking and tech companies promote a cashless society under the banner of progress.

Cloudmoney takes us to the front lines of a war for our wallets that is also about our freedom, from marketing strategies against cash to the weaponization of COVID-19 to push fintech platforms, and from there to the rise of the cryptocurrency rebels and fringe groups pushing back.

The Heretics Guide to Global Finance: Hacking the Future of Money (2013)

The Heretic's Guide to Global Finance takes the reader on a journey into the dark arts of high finance, and shows them how to creatively hack the sector. It's a little out of date now (it was published in 2013), but it can still be ordered from Pluto Press here!